Every Step. Every Claim. Every Dollar. Under One Roof.
National Lenders is the vertically integrated insurance and F&I partner built for independent BHPH and LHPH dealers. We underwrite, administer, process claims, and pay out with no middlemen or delays.
Every month without force-placed CPI is another month of uninsured collateral risk.
Trusted by Independent Dealers Across 27 States
How Much Are You Losing to Uninsured Collateral?
Independent dealers write off uninsured loans every month they don't have to. If you're managing multiple vendors, waiting weeks on claims, or don't have force-placed coverage, you're leaving money on the table.
Uninsured Write-Offs
Every unit without CPI is a write-off waiting to happen. Skips, repos, total losses are all recoverable with the right program. You just don't have it yet.
Slow Claims Processing
Your current provider has layers. You file a claim, it goes to a TPA, then a carrier, then back. Weeks pass. Money sits. National Lenders handles it same-day.
Vendor Sprawl
One vendor for CPI. Another for GAP. Another for warranties. Five logins, five reps, five invoices. There's a better way, and it's one phone call away.
CPI Built Specifically for Independent Dealers
Our purpose-built Collateral Protection Insurance program goes beyond traditional force-placed coverage. Claim skips and distressed loans as liability losses. Mitigate risk. Avoid trigger events.
- Premiums paid as collected. No upfront costs
- Fastest claims processing in the industry
- Reinsurance-eligible. Build long-term wealth
- 24/7 PII-compliant dealer portal
20+ Products. One Provider. Zero Gaps.
Everything your F&I office needs. Nothing it doesn't.
Collateral Protection Insurance
Force-placed insurance built for BHPH and LHPH. Claim skips, distressed loans, and uninsured collateral as liability losses.
GAP Coverage
Guaranteed Asset Protection covers the difference between loan balance and vehicle value. Protects your borrowers and your bottom line.
Vehicle Service Contracts
Comprehensive mechanical breakdown coverage that keeps your customers on the road and builds recurring back-end revenue for your dealership.
Limited Warranty
Powertrain and comprehensive warranty programs tailored for independent dealers. Reduce comebacks. Increase customer confidence.
Vehicle Single Interest
Physical damage protection for your collateral when borrower insurance lapses. Automatic coverage that tracks and protects every unit.
15+ Additional Products
Tire & wheel, windshield, anti-theft, key replacement, and more. A complete F&I suite from one vertically integrated partner.
Why Dealers Who Switch Don't Go Back
What happens when you own the entire process.
We Own Every Step
Underwriting, administration, claims processing, and payout, all under one roof. No third-party administrators skimming margin. No waiting on external carriers.
Faster Claims, Fewer Headaches
File a claim and talk directly to the people who approve and pay it. Same day. No layers, no call centers, no runaround.
Lower Costs, Higher Margins
By owning the vertical, we eliminate middlemen and pass the savings directly to you. Your revenue stays in your ecosystem.
Reinsurance That Builds Wealth
Transparent reinsurance structure. You see exactly how your portfolio grows, what your loss ratios are, and where your profit sits.
The dealers who switched to vertical integration last year are now running their F&I as a profit center.
The ones who waited are still managing five vendors.
What Drive Casa's CEO Said After Switching
Our expectations have been exceeded in all aspects of the relationship, from the ease of submitting claims to the overall reduced fee structure when compared to previously used providers/administrators.
Mark Gallas
CEO, Drive Casa
One of the largest independent dealer groups in the Southwest
Your Path to Full Portfolio Protection
Most dealers see their first reinsurance returns within 90 days of switching.
Free Portfolio Review
We analyze your current coverage, identify gaps, and calculate how much you're losing to uninsured collateral. Takes 15 minutes.
Custom Program Design
Your dedicated dealer specialist builds a CPI and F&I program tailored to your lot size, state requirements, and growth goals.
Start Protecting & Profiting
Go live with full vertical coverage. File claims directly with decision-makers. Watch your F&I office become a profit center.
Your Portfolio Deserves Better. Let's Talk.
Get a free, no-obligation portfolio review from a dealer specialist, not a sales rep. We'll show you exactly where you're losing margin and how to fix it.