National Lenders is the vertically integrated insurance carrier for independent BHPH and LHPH auto dealers across 27 states. We underwrite, administer, and process claims in-house with zero middlemen, letting you claim skips and repos as liability losses.
Pre-qualify your dealership in 15 seconds
Most CPI providers are brokers who outsource underwriting and claims to third-party administrators. National Lenders owns the vertical chain from policy issuance to cash payout.
Unlike standard programs that only pay physical damage, our CPI lets you file distressed loans and unrecoverable skips as liability losses, shielding your bank covenants.
When you file a claim, you speak directly with the decision-maker who authorizes the payout. No 30-day delays, no third-party adjuster runarounds.
Keep your underwriting profit inside your own dealership ecosystem. We provide 100% transparent loss-ratio reporting and reinsurance structures that build real dealer wealth.
Why independent auto dealerships switch to our in-house platform.
"Our expectations have been exceeded in all aspects of the relationship, from the ease of submitting claims to the overall reduced fee structure when compared to previously used providers."
"National Lenders has provided exceptional service, exceeding my expectations with their customer support and the revenue created for our company. I wholeheartedly recommend them."
"We're thrilled with National Lenders! Their team consistently goes above and beyond. The process is seamless, and we're seeing significant savings. We wish we joined sooner!"
Speak directly with an F&I specialist. We'll show you exactly how much your dealership can save and how fast you can process claims.
