National Lenders | Recover Every Uninsured Loan
National Lenders Start Here
For Independent BHPH & LHPH Dealers

Recover Every Uninsured Loan.
Process Claims Faster.

National Lenders is the only vertically integrated CPI and F&I partner that underwrites, administers, pays, and processes claims in-house. Lower premiums, faster payouts, direct access to decision-makers.

15-minute call. No commitment. Talk to a specialist, not a sales rep.

27
States
20+
F&I Products
100%
In-House Claims
Trusted by independent auto dealers nationwide
Drive Casa Rodeo Auto Midpoint Auto Group MEI Group
National Lenders General Agency, LLC

More Than a Provider. A Trusted Partner.

We are a licensed risk management agency headquartered in Houston, Texas, providing force-placed insurance (CPI) to independent auto dealers across 27 states.

We are more than a provider. We are a trusted partner built to protect your business and drive efficiency at every step. Our suite includes Vehicle Service Contracts, GAP, Limited Warranty, and a complete F&I product lineup.

Purpose-Built CPI

Collateral Protection Insurance, Built for Dealers & Lenders

Our CPI program offers all the traditional benefits of a force-placed Collateral Protection Program, with one key advantage. You can claim skips and other distressed loans as liability losses, helping you mitigate losses, achieve favorable covenant measures, and avoid trigger events like non-compliance or default.

  • Skip & distressed loan claims processed as liability losses
  • Favorable covenant measures for portfolio lenders
  • In-house claims processing with no middlemen or delays
  • Direct access to decision-makers, not a call center
Complete F&I Suite

20+ Products. One Partner.

CPI / Force-Placed
Vehicle Service Contracts
GAP Coverage
Limited Warranty
Tire & Wheel
Windshield Protection
Anti-Theft
Key Replacement
See the full product list →
Apples to Apples

National Lenders vs. Traditional CPI Providers

See why independent dealers are switching.

National Lenders
Traditional CPI
Skip losses claimable as liability
In-house claims processing
Direct access to decision-makers
One partner for CPI + 20+ F&I products
Vertically integrated (we are the carrier)
The National Lenders Advantage

Expanded Flexibility at a Lower Cost

We own and control every step of the process. Unlike operators who are several times removed from the source, we handle everything in-house, from claims processing to customer support, eliminating unnecessary layers of administration.

Lower Costs

By owning the vertical, we pass savings directly to you. No middlemen marking up the premium, no administrative overhead inflating the spread.

Faster Claims

Get money back quicker than anywhere else. Built-in technology ensures speed and accuracy at every step. No delays, no bottlenecks.

Direct Access

Deal directly with decision-makers. Our approach reduces delays, enhances transparency, and delivers superior loan protection with focused support.

What Dealers Say

Exceeding Expectations, Every Time

★★★★★
"Our expectations have been exceeded in all aspects of the relationship, from the ease of submitting claims to the overall reduced fee structure when compared to previously used providers."
Mark Gallas
Mark Gallas
CEO, Drive Casa
★★★★★
"National Lenders has provided exceptional service, exceeding my expectations with their customer service, support, and the revenue created for our company. I wholeheartedly recommend them."
Marcela Rodriguez
Marcela Rodriguez
CEO, Rodeo Auto
★★★★★
"We're thrilled with National Lenders! Their team consistently goes above and beyond. The process is seamless, and we're seeing significant savings. We wish we joined sooner!"
Maurizio Jilani
Maurizio Jilani
President, Midpoint Auto Group
Common Questions

What Dealers Ask Before Switching

What happens to my existing CPI book during the transition? +
We handle the transition for you. Most dealers migrate in under 30 days with zero coverage gaps. We coordinate with your current provider, align termination dates, and ensure every active loan stays protected throughout the switch.
Is there a minimum portfolio size? +
We work with dealers at a wide range of portfolio sizes, from under 250 active loans to large multi-location operations. The portfolio review will determine the right program structure for your book.
How are premiums paid? +
Premiums are paid as collected. There are no upfront costs to you. The structure aligns protection and cash flow with your actual portfolio performance.
Can I claim skips and repos as liability losses? +
Yes. That is one of the key advantages of our CPI program. Skip and distressed loan claims can be processed as liability losses, which helps mitigate losses, maintain favorable covenant measures with your lenders, and avoid non-compliance or default trigger events.
In which states are you licensed? +
We are licensed in 27 states: Texas plus AL, AR, AZ, CO, FL, GA, IA, IL, IN, KY, LA, MI, MO, NC, NM, NV, OH, OK, OR, PA, SC, TN, UT, WA, WY. Licensing expands regularly. If your state isn't listed, reach out and we'll confirm timing.
What does the free portfolio review include? +
A 15-minute call with a dealer specialist who will look at your current CPI and F&I structure, identify uninsured or underprotected loans, and show you where the savings are. No obligation, no sales pressure. You decide whether it's a fit.
Get Started

Ready to Drive New Results?

Get a free portfolio review. Talk to a decision-maker, not a call center. We'll show you exactly how much you could save and how fast we can process your claims.

  • 15-minute call. No commitment.
  • Dealer specialist, not a sales rep.
  • Response within one business day.

Free Portfolio Review

Takes 30 seconds. We'll respond within one business day.

No commitment. No sales pressure. We'll show you where you're losing margin and how to fix it.

Call (817) 767-9200